What are today's mortgage interest rates: April 30, 2026?

Mortgage interest rates have changed for borrowers in noticeable ways after this week's Fed rate news. Ken Wiedemann/KenWiedemann/ The day on which a Federal Reserve meeting is held can hold a lot of importance for borrowers, as the central bank's decision on interest rates can cause borrowing costs to rise or fall. And that's particularly true for homebuyers and owners looking to refinance, as the Fed is a big driver behind mortgage interest rates . But it's not just the hours before and after a formal decision is announced that count. The days after are also important as borrowers gain a new understanding of market conditions and lender responses to the Fed's moves, or lack thereof. So while mortgage rates are always important to monitor for prospective borrowers, they became more important to keep track of on Wednesday, when the Fed announced it was keeping interest rates paused , its third such pause this year. But it's arguably even more important to monitor today and in the upcoming days as rates could reflect this pause more clearly, perhaps even in unexpected ways. Borrowers will also start to gain clarity on where rates could be heading in May , without a Federal Reserve meeting on the calendar to move them in either direction. So, where do mortgage interest rates stand now, as of April 30, 2026? That's what we'll examine below. See how low your current mortgage rate offers are here . …