Best car insurance for Colorado of April 2026

Driving in Colorado could cost you. Colorado ranks fifth on the list of states with the most expensive car insurance , according to online insurance marketplace Insure.com. The average full-coverage premium in Colorado is $3,222 annually, almost 28% higher than the national average. Factors like the state's severe weather, which can lead to expensive car repair claims, and the high rate of uninsured motorists contribute to the high costs, per Insure.com. One way to trim your costs is by shopping around to find the best coverage for your money. Here's what you need to know about the best car insurance in Colorado. Best car insurance in Colorado We want to hear your story Are you living paycheck to paycheck, or do you have a financial success you're comfortable sharing with a reporter? Please fill out this quick form . Best for affordability: Progressive Who's this for? Progressive's low rates allow Coloradans to get the coverage they need without hurting their budgets. Drivers can also save further with discounts like its online signing discounts and the company's Snapshot telematics program , which tracks your braking, acceleration, driving time and mileage, and includes a discount just for signing up. Standout benefits: Progressive could be a good fit for households with multiple cars, as insuring two or more cars saves customers an average of 12%, according to the brand. …