Working longer isn’t a foolproof retirement plan — 46% of 2025 retirees left earlier than planned, survey finds

Hero Images | Hero Images | Getty Images Working longer is among the best ways to make up for a retirement funding shortfall , financial experts say. But there's a big problem with that strategy: There's no guarantee you'll be able to work longer. Almost half — 46% — of people who retired in 2025 did so earlier than anticipated, according to the Employee Benefit Research Institute, a think tank, which released its annual Retirement Confidence Survey on April 21. …