What are your options if you can't afford debt relief payments?

If you can't afford your debt relief payments, it's important to find a new route to relief quickly. Seksan Mongkhonkhamsao/Getty Images Things aren't particularly easy for borrowers right now, and that's especially true for those carrying a revolving balance month to month. Between today's high borrowing costs , persistent (and rising) inflation pressures and record levels of household and credit card debt , budgeting for both the costs of essentials and debt payments has become a difficult …