What are today's mortgage and mortgage refinance interest rates?

To qualify for the best mortgage rates, make sure your credit is in good standing before you apply. Getty Images/iStockphoto If you're in the market for a new home , or you're thinking about refinancing your current mortgage , you may have faced some challenges. With high mortgage rates and a limited inventory of homes to contend with, it can be difficult to find affordable options . But, doing so isn't impossible. …