What are today's mortgage and mortgage refinance interest rates?

To qualify for the best mortgage rates, make sure your credit is in good standing before you apply. /iStockphoto If you're in the market for a new home , or you're thinking about refinancing your current mortgage , you may have faced some challenges. With high mortgage rates and a limited inventory of homes to contend with, it can be difficult to find affordable options . But, doing so isn't impossible. That's especially true if you have a strong credit score and overall application. Of course, if you're planning to buy a new home or considering refinancing your home, it's important to know what mortgage rates you can expect to see. We've compiled a list of today's average mortgage and refinance interest rates below. Start here and compare the best mortgage rates you can qualify for today . What are today's mortgage and mortgage refinance rates? The following rates are current as of April 27, 2026. While these are averages based on national data, the actual mortgage loan and mortgage refinancing rates that you can qualify for may vary depending on your location, credit, loan type and other factors. …