What are today's HELOC and home equity loan interest rates?

HELOC and home equity loan interest rates are often lower than those on credit cards and personal loans. Getty Images In the elevated interest rate climate of recent years, there have been few affordable borrowing options to choose from. Personal loan interest rates , for example, have been frozen at around 12% for months, while credit card interest rates have declined recently, but only from a recent record high of 23%. …