How much interest can a $45,000 CD account earn now?

Savers can earn hundreds and potentially thousands of dollars with a $45,000 CD account opened now. Joseph Kelly/Getty Images A goal of saving $45,000 may not be a traditional one, especially when savers tend to focus on large, round numbers such as $40,000 or $50,000 as particular milestones. But that doesn't mean that those funds still shouldn't be protected and grown in the right type of savings account. Whether you painstakingly built these funds over years, made it via a home sale or inheritance or came upon it another way, it's critical that it be maintained in a specific account. And a traditional savings account, with a minimal average rate of 0.38% right now, isn't the best option. Fortunately, there are multiple viable alternatives to consider, with a certificate of deposit (CD) account being one of the better ones for savers right now. Interest rates on this account type are slightly higher than the top high-yield savings and money market accounts. And these rates are fixed , allowing savers to weather any market volatility during the account's term as the rate will hold through the account's maturity date. With terms ranging from as short as three months to as long as 10 years, there's likely an account that can easily fit your needs and goals, too. To best determine the value of your account, however, it helps to know the interest-earning potential associated with a $45,000 CD account. That's simple to determine thanks to that fixed rate. …