The Fed just paused interest rates again. Here are 3 affordable ways you can still borrow money.

The Fed is keeping rates paused for now, but that doesn't mean affordable borrowing options have disappeared. Muhammad Aqib/Getty Images At the close of its meeting this week, the Federal Reserve left its benchmark rate unchanged at a range of 3.5% to 3.75% for the fourth meeting in a row — the first decision under new chairman Kevin Warsh. But the projections released alongside it told a more pointed story: With inflation back above 4% and energy prices climbing, there's a significant possibility that the central bank's next move will be a rate hike rather than a cut, possibly before the year is out. That means the era of cheap money that borrowers are waiting for may be further off than it looked at the start of the year, which is a discouraging backdrop if you need to borrow money right now. Credit card APRs are still parked near record highs , after all, and rates on mortgages and many other loan products have barely flinched, meaning there are big affordability challenges for those who need to borrow money in today's landscape. Still, not every financing option is equally expensive. While some forms of debt continue to carry steep interest charges, others remain comparatively affordable. But how exactly can you borrow money affordably right now? That's what we'll examine below. Find out how affordable your home equity borrowing options are now . …