Can creditors garnish money from an inherited IRA?

Retirement accounts often carry important legal protections, but inherited IRAs follow a unique set of rules. Seksan Mongkhonkhamsao/Getty Images Few assets are protected as fiercely as a retirement account. Federal law walls off your own IRA and 401(k) from most creditors, and if you file for bankruptcy, that shield can stretch to over $1.7 million for the IRA portion alone. …