Which CD term is best right now? Here are 4 to consider.

There are four specific CD interest rates and terms that savers should strongly consider this month. Getty Images/iStockphoto There are several advantageous features of a certificate of deposit (CD) account , especially in today's uncertain economic environment. CDs come with fixed interest rates that won't change even if market conditions do. And those rates are exponentially higher than what savers are otherwise earning with traditional savings accounts right now. …