$40,000 6-month CD vs. $40,000 1-year CD: Which will earn more interest now?

Short-term and long-term CD accounts come with similar interest rates now, but the growth potential associated with each will look different. Getty Images/iStockphoto Historically, interest rates on long-term certificate of deposit (CD) accounts were higher than those available with short-term CDs. And that logic was easy to follow. …