Can your Social Security be garnished after age 70?

Your Social Security benefits aren't automatically off-limits once you've reached a certain age, but there are caveats to know. Richcano/Getty Images For millions of retired Americans, turning 70 is an important milestone. At that age, there's typically a little more financial certainty, as many retirees are claiming their maximum Social Security benefit and have adjusted to living on a fixed income. By that point, most retirees have also fully mapped out how their retirement savings will support them in the years ahead. The problem is, though, that even the most well-thought-out retirement plan is becoming harder to sustain. In today's economic landscape, persistent inflation, elevated borrowing costs and rising healthcare expenses are putting extra strain on people's budgets, and that's having a particularly big impact on those carrying debt into retirement. And, there are quite a few retirees with this issue, as credit card balances among seniors have climbed in recent years, meaning more seniors are trying to fit their growing debt payments into a tight budget well after leaving the workforce. That increased financial pressure has led to growing concern about what assets creditors can and can't access later in life. For retirees who rely heavily on Social Security income each month, one question has become increasingly important: Can those benefits still be garnished after you turn 70? Below, we'll detail what recipients need to know. …