Here's how much interest a $150,000 high-yield savings account can earn now

Interest earnings on a $150,000 high-yield savings account will stack up fairly quickly. PHIL LEO/PM Images/ When you have a large, six-figure amount of money saved, the investing options that present themselves are numerous. Stocks, known for big losses but double-digit returns , historically, are worth considering, as are bonds. Real estate is another viable alternative, as are precious metals , albeit in a more measured form, generally capped at 10% of your overall portfolio . That said, in today's unpredictable economic terrain, savers with $150,000 in their accounts may simply and understandably be looking for a secure and profitable account to keep it in. And a traditional savings account, with a minimal average interest rate under 0.40% right now, is obviously not a credible option. High-yield savings accounts , however, may still be. Interest rates on this account type hover around 4% or higher now, depending on the bank. And while these rates are variable , meaning that they're subject to change based on market conditions, that's less of a risk now that the likelihood of a rate cut later this year has plunged. Savers also won't have to forego access to their funds to earn that high rate, like they would with an alternative like a certificate of deposit (CD) account . In other words, this could be the smart (and profitable) home for your $150,000 right now. …