What are today's mortgage interest rates: May 19, 2026?

Today's mortgage interest rates look much different from those that were listed just a few weeks ago. Grace Cary/ Homebuyers and owners looking to refinance are often encouraged to monitor the mortgage interest rate climate daily . That's because multiple factors influence mortgage rates , causing them to rise or fall each day. Unfortunately for borrowers in recent months, however, those factors have combined to result in a substantial increase in rates both for purchase and refinance loans. While the Federal Reserve has kept its benchmark interest rate on hold so far in 2026, inflation surged in March and April on the back of a rising oil price, overseas conflicts and geopolitical uncertainty. That all combined to drive mortgage rates up. That said, there is no Federal Reserve meeting on the calendar this May to impact rates. And if borrowers have a good credit score and take the time to shop around and compare lenders and offers, they may still be able to find a rate that fits their needs. By establishing a baseline of three offers to compare against, borrowers can better determine their next steps (or lack thereof). To better determine the value of taking action now, it helps to know where mortgage interest rates stand as of May 19, 2026. That's what we'll outline below. See what mortgage rate offers you qualify for here . What are today's mortgage interest rates? The average mortgage interest rate on a 30-year mortgage is 6.50% as of May 19, 2026, according to Zillow . …