What's the required minimum distribution from a $200,000 retirement account?

Required minimum distributions from your retirement account will vary annually based on age. /iStockphoto Saving an adequate amount of money for retirement can be both challenging and time-consuming. Once the funds are safely secured in a 401(k) or traditional IRA, though, retirees will need to move on to the next inevitable step in this process: determining how much money they will actually have to take out of these tax-deferred accounts when the time comes. And it won't necessarily be negotiable. Certain laws dictate how much money retirees will need to take out of these accounts, whether they need or even want to touch the funds. These required minimum distributions (RMDs) will need to be managed strategically, as they will come with tax implications. And in today's economic climate, marked by rising inflation , elevated interest rates and higher everyday costs, seniors and retirees will want to be as prepared as possible in advance. That starts with understanding what their annual RMD will look like. For an account worth $200,000, for example, this could mean withdrawing a five-figure sum of money each year, depending on the age of the account holder. So, what will the required minimum distribution from a $200,000 retirement account actually look like? Below, we'll do the math that retirees need to know if they have an account of this size to withdraw from. Learn about the best ways to grow your retirement investments here . …