'Survivor’s penalty’ can follow the death of a spouse — but its impact may be smaller than expected

Peter Cade | Photodisc | Getty Images Many retirees worry about how threats like inflation , living longer or market volatility could impact their nest egg. But one risk — higher expenses, including taxes after a spouse dies — could be less costly than expected, according to certified financial planner Cody Garrett, founder of Measure Twice Planners in Houston. …