Living paycheck to paycheck? These budgeting apps can help you stay ahead of your spending

Living paycheck to paycheck can mean a lot of things, whether it's a sign that you're stretched too thin or a signal that you're spending with no direction. Whatever the case, you're not alone. According to an April CNBC affordability survey , 59% of Americans say they're there. While a budgeting app won't change your cash inflow, it can change what you do with that money. Some apps tell you how much you can spend today, while others help you plan before you spend it all. Here's a look at the best budgeting apps for anyone trying to get more control over how they're spending each paycheck. Budgeting apps at a glance: Best budgeting app to account for every dollar Most budgeting apps tell you where your money went, but You Need A Budget (YNAB) asks you to decide where each dollar is going before you spend it. Its zero-based approach , which is built around the idea that every dollar should have a purpose, is designed to close the gap between what you earn and what you actually have left over at the end of the month. YNAB costs $14.99 a month or $109 a year, but you can try it free for 34 days with no credit card required. One subscription also covers up to six people so families, couples or roommates can split the cost. Cost $14.99 per month or $109 per year ($9.08 per month). …