This map shows the average credit score by state. Where does yours rank?

The average FICO credit score across America was 714 in 2025, according to the Spring 2026 FICO® Score Credit Insights . That's down just a single point from a year ago, largely due to the return of student loan payments and credit reporting. The nation's overall credit health is still relatively strong, with almost half (48.1%) of consumers having a credit score of 750 or higher. …