Social Security claims at 62 get social media buzz — experts say proceed with caution

When to claim Social Security retirement benefits is one of the biggest financial decisions a retiree will make. Some social media influencers recently claimed to have cracked the code on that decision — but experts say the calculation they are using is missing crucial context. Start receiving Social Security retirement benefits at the earliest possible age, 62, some influencers say, since cumulative benefits could be more if started earlier, even though higher monthly checks come with …