What would a $20,000 debt consolidation loan cost monthly at today's rates?

The idea of debt consolidation sounds straightforward, but the actual cost can vary more than you might expect. Muhammad Aqib/Getty Images There's no question that today's economic landscape is making it tough for borrowers to keep up with, much less get ahead of, their debt. Not only are credit card balances climbing , but credit card rates have remained elevated over the last few years, too. …