Amex adds first-of-its-kind AI benefit: $300 ChatGPT credit for Business Platinum and Business Gold Cards

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. The Business Platinum Card® from American Express and American Express® Business Gold Card now feature a valuable benefit that can significantly change the math on whether either of these business cards is worth it for you. New and existing cardholders can now take advantage of an annual $300 ChatGPT Business credit for U.S. purchases of business subscriptions (enrollment required; subject to auto-renewal). This benefit is an ideal fit for businesses with a growing reliance on AI services. That trend is already well underway: According to a May 2025 Amex Trendex survey of 1,108 small businesses in the U.S., half (56%) say their business currently uses AI. Amex has a habit of adding complicated benefits to its top-tier cards, but this benefit bucks that trend. The credit isn't split into small monthly or quarterly increments; you simply make an eligible purchase and get the first $300 back in statement credits. On the American Express site On the American Express site You may be eligible for as high as 200,000 Membership Rewards® Points See rates and fees , terms apply. Read our Amex Business Gold review . American Express® Business Gold Card Welcome Offer: To view your personalized offer, you must first submit an application. …