3 mortgage rate questions borrowers should ask after the Fed rate pause

Homebuyers and owners looking to refinance have been left with a series of questions following this week's Fed rate pause. Maks_Lab/Getty Images The Federal funds rate will remain on hold. That was the major news that came out of the central bank's meeting this week after it elected to keep the rate frozen at a range of 3.50% to 3.75%. Without a rate cut since December 2025, then, borrowing costs aren't expected to improve, either. …